Getting into a truck accident can turn your life upside down. Between medical bills, time off work, and the emotional toll, it’s a lot to deal with. One of the most common questions we hear at William W. Price P.A. is: What’s the average truck accident settlement worth?
The short answer? It depends. Every case is different, but we’re here to walk you through what affects your settlement and what you might expect. Whether you’re dealing with a truck accident or looking into bus accident law, knowing your rights and options is a smart place to start.
What Affects a Truck Accident Settlement?
If you’ve been in a truck accident, one of the first things you might be wondering is, “How much money could I get from a settlement?” While it would be nice to give one clear answer, the truth is that it depends on a mix of different factors. No two accidents are the same, and that means no two settlements are the same either.
Here’s a closer look at the main things that affect how much your truck accident settlement might be worth:
1. How Bad Were the Injuries?
This is one of the biggest pieces of the puzzle. If you walked away with just a few bumps or bruises, your settlement might be on the lower end. But if you suffered serious injuries—like broken bones, a concussion, a spinal injury, or something that requires surgery or long-term care—your settlement could be much higher.
Why does this matter so much?
Because the more serious your injuries, the more your life is impacted. You might have to take time off work, go through months of recovery, or deal with pain every day. All of that adds up when it comes time to figure out how much money you’re owed.
Common Question: What if I feel okay now, but later I have pain or complications?
It’s always a good idea to see a doctor right after the accident and again later if new symptoms come up. Injuries like whiplash or back pain might not show up right away but can still be part of your claim.
2. Who Was at Fault?
In Florida, figuring out who caused the accident is extremely important. Sometimes, it’s not just the truck driver who’s responsible. The trucking company might be at fault for not training their drivers properly or forcing them to drive too many hours. In other cases, a part on the truck might have failed, which could mean the manufacturer shares some of the blame.
Florida also uses something called comparative fault. That means even if you were partly at fault—say, 20%—you can still recover money. Your total settlement just gets reduced by that amount. So if you were supposed to get $100,000, and you were 20% at fault, you’d still receive $80,000.
Common Question: Can more than one person or company be responsible?
Yes. That’s why having a lawyer who knows how to investigate truck accidents is key. At William W. Price P.A., we dig into the details to find out who’s really to blame.
3. What Kind of Insurance Coverage Is Available?
Commercial trucks usually carry big insurance policies—much larger than a regular car. Depending on the type of truck and what it was carrying, the coverage might be anywhere from $750,000 to several million dollars.
This is important because even if your injuries are severe, your settlement can only go as high as the available insurance coverage. In some cases, there may be more than one policy involved—especially if more than one company is responsible.
Common Question: Will I get more because the truck had a big insurance policy?
Not automatically. Insurance companies don’t just hand out money. They’ll still try to settle for the lowest amount they can. That’s where strong legal representation comes in—to make sure you’re not lowballed.
4. Did You Miss Work or Lose Income?
Truck accidents can keep you off the job for days, weeks, or even months. Some injuries might even prevent you from going back to the same kind of work at all. That lost income can be added to your settlement, including:
- Wages you’ve already missed
- Future pay you’ll miss out on
- Lost benefits (like healthcare or retirement contributions)
Even if you work part-time or are self-employed, those losses still count.
Common Question: What if I used sick days or vacation time?
You can still include those in your claim. That time off has value, and you shouldn’t have to use it because of someone else’s mistake.
5. What Are Your Medical Expenses?
Medical bills are often the biggest part of a truck accident settlement. This includes:
- Ambulance rides
- Emergency room visits
- Surgeries
- Hospital stays
- Physical therapy
- Prescription medications
- Future medical care
Even if your health insurance covered some of the costs, you may still be able to include the full value of your care in your claim.
Common Question: What if I’m still getting treated?
That’s totally okay. In fact, we’ll work with your doctors to estimate your future medical costs so those can be added to your settlement, too.
So, What’s the Average Truck Accident Settlement Worth?
Now that we’ve covered what goes into a settlement, let’s talk about the actual numbers. The average truck accident settlement usually falls between $70,000 and $500,000. That’s a wide range, but it depends on everything we mentioned above—your injuries, your losses, and who’s responsible.
In some of the most serious cases, where someone is permanently injured or killed, the settlement can go well over $1 million.
Here’s a quick breakdown to help you understand what different injuries might be worth:
| Type of Injury | Typical Settlement Range |
| Minor (sprains, bruises) | $10,000 – $50,000 |
| Moderate (fractures) | $50,000 – $150,000 |
| Serious (surgery needed) | $150,000 – $500,000 |
| Life-changing injuries | $500,000 – $2 million or more |
Remember, these numbers are just averages. At William W. Price P.A., we focus on the unique details of your case to make sure your settlement reflects what you’ve been through—not just a number on a chart.
What About Bus Accidents?
Truck accidents and bus accident law are very similar in many ways. Buses are also large, heavy vehicles that can cause serious damage in a crash. Just like with trucks, bus drivers and companies have to follow specific safety rules to protect passengers and other drivers.
Who could be at fault in a bus accident?
- The bus driver (especially if they were speeding, distracted, or tired)
- The company that owns or operates the bus
- A government agency (for school buses or city buses)
- A company that maintains or repairs the bus
Understanding bus accident law helps us know what to look for in these cases. Our team is trained to investigate large vehicle crashes and figure out who’s truly responsible. Whether it’s a truck or a bus, we fight to make sure you’re not stuck paying for someone else’s mistake.
Common Question: Is it harder to sue a city or school district after a bus crash?
It can be. Government entities have different rules and time limits for filing a claim. That’s why it’s important to talk to a lawyer as soon as possible.
Why Settlements Don’t Happen Overnight
We get it—you want the whole thing over with. But in most cases, it takes time to settle a truck accident claim. Insurance companies may try to offer you a quick, low payout, hoping you’ll take it and move on. Don’t fall for it.
To make sure you get what you truly deserve, we take our time. We work with doctors, accident experts, and investigators to build a strong case. This way, we’re not just asking for the average—we’re asking for what’s right for you.
Truck vs. Car Accidents: Not the Same Thing
It’s easy to think a truck accident is just a bigger version of a car crash, but that’s not really true. Truck accidents are more complicated, and the injuries are often more serious. Plus, trucking companies have teams of lawyers ready to fight claims like yours.
That’s why having a trusted law firm like William W. Price P.A. in your corner matters. With over 25 years of experience and a strong reputation, we know how to handle these cases from start to finish—while giving you the personal attention you deserve.
Questions People Ask About Truck Accident Settlements
How long does it take to get a settlement?
It can take a few months to over a year. It depends on how complex your case is and how willing the other side is to negotiate.
Will I have to go to court?
Not always. Most cases settle out of court, but we’re ready to take your case to trial if that’s what it takes to get a fair result.
Can I still get money if I was partly at fault?
Yes. Florida allows you to recover money even if you share some blame. Your settlement will just be reduced by your percentage of fault.
Can I get extra money if the other driver was reckless?
Yes—those are called punitive damages, and they can be awarded if the other party acted especially badly, like driving under the influence or ignoring safety rules.
Why Choose William W. Price P.A.?
We’re not your typical law firm. At William W. Price P.A., you won’t get passed off to a paralegal. You’ll work directly with an attorney—someone who actually knows your case and cares about your outcome.
We blend old-fashioned personal service with modern legal strategies. Whether you’re in Boca, West Palm, Boynton, or Jupiter, we’re here to help you feel heard, supported, and confident in your next steps.
Final Thoughts: What’s the Average Truck Accident Settlement Worth?
So, back to the big question: What’s the average truck accident settlement worth? It really depends on your injuries, your losses, and who’s helping you through it. Average numbers are a good place to start, but your case is personal—and it should be treated that way.
If you’ve been hurt in a truck or bus accident and don’t know where to turn, we’re here to help. The team at William W. Price P.A. will walk you through your options and fight to get you the compensation you deserve.
Contact us today to schedule a free consultation and talk with an attorney who truly has your back.
